By accessing and using the services provided by JRushIns, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by these terms, please do not use our services.
These terms apply to all visitors, users, and others who access or use our insurance services.
JRushIns provides auto insurance services including but not limited to:
All services are subject to the specific terms of your insurance policy and applicable laws and regulations.
To be eligible for our insurance services, you must:
We reserve the right to decline coverage or modify terms based on our underwriting guidelines.
Your insurance policy becomes effective on the date specified in your policy documents and remains in effect for the policy period indicated, provided all premiums are paid when due.
Coverage is subject to the limits, exclusions, and conditions specified in your policy documents. It is your responsibility to review and understand your coverage limits and exclusions.
You must notify us of any changes that may affect your coverage, including but not limited to:
Premiums must be paid in accordance with the payment schedule specified in your policy. We offer various payment options including monthly, quarterly, semi-annual, and annual payments.
Failure to pay premiums when due may result in cancellation of your policy. A grace period may be provided as specified in your policy documents.
We accept payment through various methods including credit cards, debit cards, electronic funds transfer, and checks. Additional fees may apply for certain payment methods.
You may cancel your policy at any time by providing written notice to us. Cancellation will be effective as of the date specified in your notice or as otherwise agreed.
We may cancel your policy for reasons permitted by law, including but not limited to:
If you cancel your policy, you may be entitled to a refund of unearned premium, calculated on a pro-rata or short-rate basis as specified in your policy.
Our liability under your insurance policy is limited to the terms, conditions, and limits specified in your policy documents. We are not liable for any damages beyond those expressly covered by your policy.
We are committed to protecting your privacy and personal information. Our collection, use, and disclosure of your personal information is governed by our Privacy Policy, which is incorporated into these terms by reference.
By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after changes are posted constitutes your acceptance of the modified terms.
We will make reasonable efforts to notify you of material changes to these terms.
If you have any questions about these Terms and Conditions, please contact us: